Last Updated: December 1, 2024
NEXT STEP INVESTMENTS LLC ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.
1. INFORMATION WE COLLECT
We collect information that you provide directly to us, including:
- Personal Identification Information: Name, email address, business name, and other contact details you provide when submitting inquiries or applications.
- Business Information: Details about your business operations, financial information, and funding needs as necessary to evaluate your eligibility for our lending services.
- Communications Data: Records of correspondence between you and NEXT STEP INVESTMENTS LLC, including emails, messages, and phone call notes.
2. HOW WE USE YOUR INFORMATION
We use the information we collect to:
- Evaluate your eligibility for business funding solutions
- Communicate with you about your inquiries and applications
- Provide customer service and respond to your requests
- Send you information about our services, offers, and updates (with your consent)
- Comply with legal obligations and enforce our terms and conditions
- Improve our website and services
3. SMS & TEXT MESSAGE COMMUNICATIONS
If you opt in to receive SMS or text messages from NEXT STEP INVESTMENTS LLC, the following terms apply:
Consent
By providing your mobile phone number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from NEXT STEP INVESTMENTS LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency & Rates
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier plan.
Opt-Out & Help
You may opt out of receiving SMS messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at jeff@next-step-investment.com.
Not a Condition of Purchase
Consent to receive SMS messages is NOT a condition of purchase or engagement with our services. You may contact us via email or other methods without opting in to SMS.
Mobile Opt-In Data Protection
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. INFORMATION SHARING & DISCLOSURE
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:
- Service Providers: We may share information with trusted third-party service providers who assist us in operating our business, conducting our services, or servicing you, provided they agree to keep this information confidential.
- Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders or government agencies).
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
Important: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
5. DATA SECURITY
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. YOUR RIGHTS & CHOICES
You have the right to:
- Access, update, or delete your personal information by contacting us
- Opt out of receiving marketing communications from us
- Withdraw your consent for SMS messaging at any time by replying STOP
- Request a copy of the personal information we hold about you
7. COOKIES & TRACKING TECHNOLOGIES
Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie settings through your browser preferences. Disabling cookies may limit your ability to use certain features of our website.
8. CHILDREN'S PRIVACY
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete it promptly.
9. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a revised "Last Updated" date.
10. CONTACT US
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
NEXT STEP INVESTMENTS LLC
2271 Concordia Drive
Columbia, MO 65201
Email: jeff@next-step-investment.com